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Insurance Sector

Over the last 15 years, the insurance sector has been continuously changing and facing new challenges. Further fallout from the recent financial crisis and the eurozone crisis (assets depreciation and increased risks coverage) has only accentuated these challenges.

New risks such as terrorism, climate change or cybercrime – or simply the mutation of existing risks – compel insurers to develop new insurance products or to adapt existing products.

To maintain market share, insurance businesses constantly have to develop new and innovative products, policy wording and marketing and distribution methods.

Both insurers and intermediaries have to adapt to new regulations. Insurers are subject to new constraints regarding pricing and coverage issues, including in respect of professional, product and environmental liabilities. Simultaneously, intermediaries’ own liability towards the insured is increasing.

The implementation of Solvency II, the anticipated new Insurance Mediation Directive, the development of the principles of European Insurance Contract Law and, in Belgium, the anticipated law on collective redress, will all result in further legal constraints for the insurance industry.

To better serve our clients, Liedekerke has established a standalone insurance practice comprising lawyers dedicated to the transactional, regulatory and compliance aspects of insurance law. The insurance practice closely monitors the developments set out above in order to swiftly and efficiently advise the various industry players and devise solutions that take advantage of opportunities. In addition, the team can call on sector specialists from the firm’s other practice areas such as Corporate, Finance, Tax and Competition.

Download our Insurance and Liability brochure in PDF 


Contact partners

Partner, Litigation
T : +32 2 551 15 22
Partner, Commercial contracts
T : +32 2 551 14 58
Partner, Finance – Unit linked life insurance
T : +32 2 551 15 51
M : +32 475 90 90 91